Financial Planning & Investment Management

Financial Planning Process

We believe in building a financial plan that's completely unique to your needs. Our job is to understand your goals and values and gain a comprehensive understanding of your financial situation. From there, we help you determine how to align your finances with those things to help build a fulfilling lifelong strategy for both now and in the future.

Beautiful woman working on a laptop at home.

A 15-minute phone call to get to know one another and make sure our expertise matches your situation.

If we aren't the right fit, we'll gladly point you to a resource or firm that's better suited to your needs.

Our mission is to get clear on your goals, concerns, and unique financial situation.

We will provide you with a list of questions and required documents before we can begin our analysis.

During this meeting, we provide answers to your questions and explain what's required to reach your financial goals. This is where you'll see exactly how we can help and what it would look like to work together.

At the end of this meeting, we'll ask you to take some time to think about whether you would like to begin working together. We want you to make an informed decision and we encourage you to take whatever time is necessary.

If we decide to work together, we'll regroup to answer any outstanding questions and start the process.

We'll walk you through our client agreement, your investment policy statement, and the initial logistics of implementing your financial plan.

Our aim is to make your life simpler. There's no need to burden yourself with tracking the market, choosing investments, or watching your portfolio.

We keep a close eye on your investments, stay up to date on changing tax codes, and monitor your financial plan.

You will receive a client portal to view your accounts with us. We offer online scheduling so you can get ahold of us at your convenience.

We will proactively reach out to you two to three times a year to touch base. But we are always working behind the scenes and just a quick call or email away when you have questions. We expect you to keep us informed when you experience life changes or adjustments to your goals or financials.

Investment Management

Our investment portfolios are carefully designed to meet the needs of your financial plan.

We create our investment strategies with the following principles in mind:

  • Focus on the long-term
  • Stay diversified
  • Minimize taxes
  • Keep costs low

But we don't stop there. An investment strategy doesn't mean much unless you understand why and how you are invested.

That is why we focus on simplifying your investments and communicating in an easy to understand manner.

Learn More About Our Investment Management Services

Financial Planning

We review where you are currently at financially and project what your financial future looks like.

We want to give you confidence and clarity so you can spend time doing the things that are most important to you.

Our financial planning process includes:

  • Reviewing your Net Worth
  • Planning your cash flow
  • Prioritizing your savings
  • Optimizing Social Security
  • Creating "What-If" scenarios

Tax Planning

Most people only know what taxes they paid every April. We look to the future to minimize your lifetime taxes.

Our tax planning services include:

  • Annual Tax Return Analysis
  • Tax Optimization Strategies including:
    • Roth IRA conversions
    • IRA Distributions
    • Coordination and Timing of Income Streams
  • Asset Location Strategies

Learn More About Our Tax Planning Services

Estate Planning

We help provide you peace of mind that your family is protected in case anything ever happens to you.

We assist our clients cover estate planning topics at the start of our relationship and on a periodic basis.

Our Estate Planning Services include:

  • Reviewing estate planning documents
  • Updating beneficiary forms
  • Life insurance analysis
  • Estate tax minimization
  • Wealth transfer strategies
  • Charitable giving plans

Why Fee Only?

As a fee-only financial advisor, We are committed to only being compensated by our clients. In other words – we don’t accept fees or commissions from the sale of financial products. We're only paid by our clients, which eliminates potential conflicts of interest. We are also bound by the fiduciary standard, a legal obligation to always put the interest of our clients above our own. We take these obligations very seriously. It’s an honor to work with our clients and to build lifelong relationships. This fee structure allows us to continually work in a way that’s truly best for them.

Ongoing Wealth Management

Assets under Management
Tiered Annual Fee
First $1,000,000
Next $2,000,000
Amounts above $3,000,000

One Time Financial Planning

Our Financial Planning solution provides a holistic view of your finances. Ongoing Wealth Management clients with over $500,000 in investable assets receive Comprehensive Financial Planning at no additional cost. On a limited basis, we offer one-time financial planning. Pricing is based on complexity and the time involved. Typically the cost will range between $2,500 and $5,000.

Scroll to Top