March 2020

Managing Retirement Accounts in Uncertain Times COVID-19 has upended our way of life. In addition to the enormous toll it has taken on people’s lives and health, it affects those planning for retirement as well. Following are some tips on how to manage your retirement plans in the wake of this market turmoil. Everybody Should […]

What is an Estate Plan? An estate plan is a collection of documents designed to protect your wishes should you become incapacitated or pass away. Do I Need an Estate Plan in South Dakota? There are five main reasons you need an estate plan. An estate plan allows you to decide who gets what when

“Be Fearful When Others Are Greedy and Greedy When Others Are Fearful” – Warren Buffett During the last decade the stock market rose over 300 percent. During the good times investors got greedy. In the latter part of the bull market, valuations became stretched. Investors kept buying stocks. If you had asked investors what would

Balancing Emergency Cash With Long-Term Investing Keeping a pulse on client cash needs is one of the most important jobs I have as a financial advisor. Here is an excerpt of an email I sent to clients tonight explaining how to balance short-term cash needs with long-term investment goals. Looking to earn more in your

Scary Markets Listen to the news lately and it’s easy to be fearful. The markets are experiencing panic selling. Oil is crashing. The coronavirus is spreading. It is normal to be afraid. It’s been a decade since we’ve seen price swings like we are currently experiencing. As a South Dakota Financial Planner this is the