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MY LEAST FAVORITE QUESTION TO BE ASKED AS A FINANCIAL ADVISOR Once someone knows that I manage investments for a living it’s not long before the question comes up: “what did the stock market do today?” Sometimes I’ll pause and look at my phone to provide the answer. But the truth is usually my response

Who is USAA? Founded in 1922, USAA serves military members and their families. They provide insurance, banking, investments and retirement products to more than 13 million members.  Who is Charles Schwab? Founded in 1973, Charles Schwab is a financial services company focused on investment management.  Is Schwab buying USAA? No. USAA sold their investment businesses so they could focus

Do You Need a Financial Advisor? I believe most people can implement simple steps to improve their financial lives without the use of an advisor. Before investing in the stock and bond markets there are a few key financial to dos that should be checked off first. You may review our blog post on the

Have You Gotten Your Financial House In Order? Before setting up an investment plan it is important to implement some key financial tasks first. Please review our blog post before beginning: Should I Start Investing Now? Decide What Type of Investment Account You Want There are a variety of types of investment accounts available depending on

Do These Tasks Before Investing I get a lot of calls from people looking to invest. Often I see people make the mistake of investing before their financial house is in order. For someone just starting out I recommend completing these tasks before beginning to invest. Live Within Your Means Spend less than you earn.

Case Study: Daktronics – Brookings, South Dakota Blog Series This blog post is one of a series of blog posts we intend to publish in the coming months. In each post we will review various publicly traded companies, both locally and nationally. This is not intended to be commentary on any particular company – rather

Managing Retirement Accounts in Uncertain Times COVID-19 has upended our way of life. In addition to the enormous toll it has taken on people’s lives and health, it affects those planning for retirement as well. Following are some tips on how to manage your retirement plans in the wake of this market turmoil. Everybody Should

What is an Estate Plan? An estate plan is a collection of documents designed to protect your wishes should you become incapacitated or pass away. Do I Need an Estate Plan in South Dakota? There are five main reasons you need an estate plan. An estate plan allows you to decide who gets what when

“Be Fearful When Others Are Greedy and Greedy When Others Are Fearful” – Warren Buffett During the last decade the stock market rose over 300 percent. During the good times investors got greedy. In the latter part of the bull market, valuations became stretched. Investors kept buying stocks. If you had asked investors what would

Balancing Emergency Cash With Long-Term Investing Keeping a pulse on client cash needs is one of the most important jobs I have as a financial advisor. Here is an excerpt of an email I sent to clients tonight explaining how to balance short-term cash needs with long-term investment goals. Looking to earn more in your